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Capital Bankcard South is a payment processing and lending company based in Charlotte, NC. Founded in 2009, Capital Bankcard South specializes in working with small to mid-size contractors to process their payments and provide lending to them and their customers. Their lowest rate guarantee and dedicated account managers ensure that your company is receiving the level of service it needs at a price that is competitive and fair.

Bankcard South offers exclusive services for business such as:

Payment Processing:
  • -Guaranteed Lowest Rate Pricing
  • -No Contracts or Setup Fees
  • -Mobile App and Web-Based Portal to Process Payments
  • -Equipment to Take Payments on the Go
  • -Dedicated Local Account Manager
Business Lending:
  • -Bridge Loans, Lines of Credit, Equipment Leasing and Financing and Invoice Factoring
  • -Guaranteed Lowest Rates
  • -Approvals from 550 Credit Score
  • -Receive up to $1,000,000 in as little as 24 Hours
Home Improvement Loans for Consumers:
  • -Finance your customers up to $65,000
  • -Instant Approvals
  • -Low/Bad Credit Accepted
"We are excited to partner with HCAC because they are a trusted resource within the home services and construction industry and have an outstanding reputation as an organization" added Chris Kille, President and CEO of Capital Bankcard South.

s a member of HCAC, you are eligible to receive exclusive rates and pricing on all of our services.Getting started is easy and can usually be completed in 1-2 business days. To request more information or sign up, please visit the private page for HCAC members and complete the form to the right of the page. For more information visit: or contact

Eric Morales
Business Development Manager - Capital Bankcard South
1515 Mockingbird Ln, 4th Floor Charlotte, NC 28209
704-464-0395-Main or 980-202-6692-Direct.

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HCAC Mission

Our mission is to provide the necessary resources to ensure the continued progress of our members, while promoting the long term success of Hispanic-owned construction businesses in the Carolinas.

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